Wales regional cost guide

Home Insulation Cost in Cardiff

Current 2026 national benchmarks adjusted with the transparent UK Home Costs Wales planning model, plus worked Cardiff examples.

Last reviewed: 1 September 2026 · 0.982× moderated insulation model · Methodology

Modelled semi-detached loft£800
Planning context£650–£1,000 calculator planning band · cavity example £2,650
This page does not claim to measure observed contractor prices in Cardiff. It starts with dated UK benchmarks, applies the stated UK Home Costs modelling assumption and rounds the result for early budgeting.

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Loft insulation cost by property type in Cardiff

Terraced house
UK £654
£650
Semi-detached house
UK £825
£800
Detached house
UK £1,206
£1,200
Bungalow
UK £1,205
£1,200

Cavity wall insulation by property type

Flat
UK £950
£950
Mid-terrace
UK £1,800
£1,750
Semi-detached house
UK £2,700
£2,650
Bungalow
UK £2,400
£2,350
Detached house
UK £4,600
£4,500

Cavity insulation rates

Glass wool · UK£25–£30 / m²
Glass wool · Cardiff model£25–£29 / m²
Polyurethane foam · UK£30–£65 / m²
Polyurethane foam · Cardiff model£29–£64 / m²

What can change a real Cardiff quote?

  • Loft or cavity-wall insulation
  • Property type and measured area
  • Existing insulation depth
  • Glass wool, mineral wool, EPS or foam specification
  • Wall exposure, condition and damp risk
  • Access and removal of old insulation
  • Repairs identified by the survey

Local planning considerations

For grants and energy schemes, verify the current Wales-specific eligibility rules before relying on any support assumption.

  • Use Wales-specific planning, building-control and energy-scheme information where the rules differ from England.
  • Terraced or constrained urban properties can add access, waste and scaffold costs that are not captured by the regional factor.
  • Drainage, roof and external-work scopes should be based on the property condition rather than a generic city assumption.

How the regional model works

The broad Wales factor is 0.91×, while the live insulation calculator uses 0.982×. Only 20% of the broad regional difference is applied because insulation jobs contain a meaningful material component and the published national benchmarks already span property size and system type.

Sources

Checkatrade

UK loft and cavity wall insulation cost guidance

Published / checked: Checked September 2026

Used for: Loft insulation property benchmarks and cavity wall per-m² costs

View source ↗

Frequently asked questions

How much does home insulation cost in Cardiff in 2026?

Current loft-quilt examples are £654 for a terrace, £825 for a semi-detached house, £1,206 for a detached house and £1,205 for a bungalow. The model gives about £800 as the typical semi-detached loft reference in Cardiff.

How much does cavity wall insulation cost in Cardiff?

Current national property examples range from £950 for a flat to £4,600 for a detached house, with £2,700 for a semi. The model gives about £2,650 for the semi-detached example.

What are the current cavity-wall rates per square metre?

Glass wool is about £25–£30 per m² nationally and polyurethane foam about £30–£65 per m². The modelled Cardiff rates are £25–£29 per m² and £29–£64 per m² respectively.

Does every home qualify for cavity wall insulation?

No. Wall construction, cavity width, exposure, damp, cracks and wall-tie condition should be checked before installation. A suitability survey is important.

Compare home insulation cost across the UK